CREDIT QUEEN UNIVERSITY
"Providing Credit Education & Solutions For All."
You will be required to provide us with your credit reports from all three credit bureaus, Equifax, Transunion and Experian. We prefer that you use Identityiq.com to pull all three of your credit reports because of the ease of use and their $1.00 trial. If you decide to move forward with our services, you will be required to keep the credit monitoring open while we provide restoration services.
Second, we provide you with a deep credit analysis of your credit report spotting all inaccurate information. We then look at the various factors that are pulling your credit score down and provide you with actionable steps to get your score back up. Lastly, we provide you with step by step guidance on how to rebuild and restore your credit. We focus on fixing your credit from start to finish. Our goal is to help consumers with bad credit through our education, resources, & restoration program.
Third, we load all of the inaccurate, misleading and unverifiable information into our system, and begin challenging questionable information with the credit bureau, creditor, and collector. Once the dispute letters are ready, we send them out to all furnishers and wait 30 to 45 days for updates. You can track your credit repair progress using your online portal, allowing us to be transparent and keeping you informed and up to date.
Once the updated credit reports come back from the furnishers, we analyze the updates for any changes to the inaccurate, misleading and unverifiable information. If there are changes, we update your file and then move on to the next inaccurate, misleading and unverifiable item. If the item comes back verified with no change, we follow up with the credit bureaus or the furnisher to try to get a resolution on why the inaccurate information is still on the credit report.